MyECP : Online Payments (2024)

What is an Automated Clearing House (ACH) payment?

ACH payments are payments that are automatically deducted monthly from your bank account. You may also schedule a one time payment.


Your payment may be for the account balance, the last statement balance, the minimum payment due, or any other amount you specify.


How can I schedule an ACH payment?

You may schedule an ACH Payment online:

  1. Log onto your account (first time users must register)
  2. From the Account Summary Page, select the “Make a Payment” button
  3. Add at least one bank profile (you will need your bank account number and the transit/routing number from one of your checks; the page shows you how to identify these numbers)
  4. Schedule your one-time or auto payment
  5. Submit your request

You may also use our automated system at 1‑877‑891‑7827(STAR) (Additional telephone numbers) to schedule a payment or speak to a representative who will be happy to assist you.


Will my auto ACH payments automatically stop once the account has been paid in full?

No. Even though you have an auto ACH payment, an ACH payment will not be requested from your bank unless you have a balance. If you have a balance on your account in the future, your auto ACH payment will resume.

If you wish to permanently stop an auto ACH payment you must:

  1. Log onto your account
  2. From the Account Summary Page, select the “Make a Payment” button
  3. Cancel the auto payment

Will my ACH payment be available for use immediately?

Your open-to-buy may not be updated for up to five days.

MyECP : Online Payments (2024)

FAQs

What is the highest credit limit on the military star card? ›

The MILITARY STAR card max credit limit is $1,000. Your MILITARY STAR card payment is fixed for 36, 48, or 60 months with PayYourWay. Enjoy a 5-cent-per-gallon discount on fuel every day.

Can I pay my military star card online? ›

You may submit a payment through the website or by calling the Exchange Credit Program Call Center at 1‑877‑891‑7827 (STAR). (Additional telephone numbers). NOTE: Be sure to include your remittance stub to ensure your payment is posted to the correct account.

What happens if I don't pay my military star card? ›

AAFES Collections is a debt collection agency in the U.S. that works to recover past-due funds from those with Military Star Card or AAFES debt. Like other collection agencies, AAFES Collections may appear on your credit report as a collections account if you fall behind on your AAFES or Military Star Card payments.

Does everyone get approved for the military star card? ›

The MILITARY STAR card and its benefits are exclusively available to military personnel and their families, DoD Civilians, Purple Heart recipients and Disabled Veterans and Veterans who received an Honorable or general under Honorable conditions discharge have online shopping privileges.

Do military star cards build credit? ›

Administered by the Army and Air Force Exchange Service, the Military STAR® credit card provides fair and flexible terms to help service members and their families safely and affordably build credit.

Can I use my military star card to pay for a hotel? ›

Worldwide Coverage: 1.4 million hotels, resorts and incredible places to stay. Use your Military Star Card to book select hotels! Discounted prices offered to all eligible customers. Sales tax and exclusions may apply.

Can you buy a gun with a military star card? ›

MILITARY STAR may only be used for approved merchandise including: large furniture, major appliances, computers/tablets (over $299), firearms, TV's 27" or larger, carpeting/rugs, riding lawn mowers, large exercise equipment, spas, grills and large outdoor toys.

Can you buy groceries with a military star card? ›

Service members who have run out of money will be able to purchase affordable, real food on credit instead of buying expensive junk food at the Exchanges or Minimarts/Shoppettes. The Military Star Card offers 2% cash back, in the form of rewards certificates. May be used in the place of more expensive credit products.

Can I get gas with my military Star Card? ›

The STAR Card is accepted at on-base exchanges, commissaries, gas stations, uniform shops and mini marts. In addition to providing a line of credit there are many other benefits to the STAR card. The Military STAR card application can be found by visiting the Exchange Credit Program website.

Can you get kicked out of the military for debt? ›

Members of the military dealing with credit card debt face an extra level of penalties if that debt becomes delinquent or excessive: They could lose their security clearance, be denied promotions and, in extreme circ*mstances, face dismissal.

What is the minimum monthly payment for military Star Card? ›

For purchases under the Military Clothing Plan, the minimum payment will be 12.5% of the unpaid balance. For example, if your card has a balance of $1,000, comprised entirely of regular purchases, the minimum monthly payment will be $27.77 (or $28 rounded up to the nearest whole dollar).

Can a military star card garnish wages? ›

However, unlike ordinary creditors, AAFES and/or Military Star do not have to play by the same rules. They may start garnishing your wages without court process and without warning.

Can I withdraw money from my military star card? ›

MILITARY STAR rewards cards cannot be credited to an Account, redeemed for cash, applied to a previous purchase or used for purchasing gift cards or e-gift cards.

Can my wife get a military Star card? ›

Those eligible for the Uniformed Services ID card are: Military family members including spouses and dependent children over 10. Military retirees. Reservists.

Can I use my Starcard at the commissary? ›

Serving approximately 1.6 million cardholders from all branches of service, the MILITARY STAR card is accepted at all military exchanges and commissaries and at shopmyexchange.com, myNavyExchange.com and ShopCGX.com.

What is the maximum star card? ›

Maximum credit limit 150,000 MDL.

Can you request a credit limit increase on military Star Card? ›

You can call the Military Star Card phone number at 1-877-891-7827 to request a credit limit increase.

What is the highest credit card limit you can have? ›

The highest credit card limit you can get is over $100,000 according to reports from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms. The best high limit credit cards offer spending limits of $10,000 or more.

What's the highest level credit card you can get? ›

What is the most prestigious credit card? One of the world's most prestigious credit cards is the Centurion® Card from American Express*. Though there may be other cards with more elaborate benefits, those cards are kept well under wraps.

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